What Are Money Blocks?

Have you ever wondered why it seems like no matter how much money you make, it never feels like enough?

Do you ever feel like you’re stuck in a financial rut, no matter how hard you try and move forward?

Do you find yourself struggling to keep up with bills or feeling constantly anxious about your finances?

If so, these could be signs of something called a money block.

Money blocks are anything that gets in the way of achieving financial freedom and security.

They can manifest in our lives in a variety of ways and can be difficult to recognize and overcome.

So, let’s explore what are money blocks, where they come from, and some of the most common money blocks you may be experiencing. 

What Are Money Blocks?

The concept of money blocks is essentially any belief that comes between you creating the wealth you desire. 

Money blocks, also sometimes called abundance blocks, can shape our relationship with money and make it difficult to increase our financial well-being. Money blocks are usually formed due to scarcity mentality or negative experiences, resulting in an unhealthy attitude towards money. Money blocks represent subconscious beliefs that impact behavior and choices. Perhaps you’ve experienced this before when you’ve made a decision and asked yourself “why did I do that?”. This is due to the subconscious mind. 

These abundance blocks can manifest as worry, fear, guilt or shame around making, managing and spending money.

People who experience money blocks often struggle to save for their future, invest in themselves or take risks that could lead to higher earnings.

It’s important to identify these money blocks and work on overcoming them in order to be able to achieve financial success.

Common Causes Of Money Blocks

Money blocks can have deep-seated causes that are hard to overcome.

These range from negative beliefs about money, money trauma, and even self-doubt. It is important to identify the root cause of your money blocks in order to be able to break through them.

Here are some common underlying causes of money blocks:

  1. Negative experiences with money: Experiences such as growing up in a household with limited funds or being exposed to bad financial habits can shape our attitude towards money and create limiting beliefs.
  2. Self-doubt: Low self-esteem or feelings of inadequacy can lead us to feel like we don’t deserve success or abundance in our lives.
  3. Observing Money Mistakes or Negative Ideas About Money: Many money blocks come from watching how your parents and community handled and talked about money while you were growing up. Whether there was an abundance of money, or negative feelings about money, the money mindset of those around you when you’re young is where you learn most of your money blocks. 
  4. Money trauma and other traumas:  Trauma doesn’t have to be big for it to make an impact. This can be things like being made fun of for the clothes you wore as a kid to your business going bankrupt as an adult. Often things that seem unrelated to money make a big impact on our relationship with money. For example, if one parent started to make a lot of money when you were young, and your parents divorced shortly after that happened, a part of you may associate making a lot of money with abandonment or a family breaking up. 

Impact Of Money Blocks On Finances

Our subconscious money blocks can have a huge impact on our finances. Not only do they keep us from achieving financial abundance, but they also prevent us from even taking the necessary steps toward our financial goals.

Our money stories and beliefs can be powerful enough to hold us back and make it difficult for us to move forward.

Ways Money Blocks Impact You Financially: 

  • Lower income
  • Difficulty asking for a sale
  • Difficulty being seen
  • Fear of failure
  • Fear of success
  • Procrastination
  • Fearing that you have to be a different person to make a lot of money
  • Having negative opinions of people who have money
  • Difficulty holding onto money when you make it
  • Feast or famine modes
  • Excessive worry and anxiety about money
  • Negative feelings associated with taking risks related to finance
  • Fear of losing control over our finances
  • Unhelpful attitudes towards debt or saving.

These blocks are not just limited to financial matters; they can also affect other areas of our lives.

When we struggle with issues related to money, it can lead to stress and anxiety, impacting our relationships and overall well-being. It’s important to recognize these patterns in ourselves and work towards breaking through them in order to create positive change in our lives.

Cultural And Social Influences

Money blocks don’t exist in a vacuum; they are also deeply influenced by our cultural and social environments.

We are raised to believe certain things about money, whether consciously or subconsciously, including the idea that money is scarce and hard to come by. This belief comes from our families, fur neighborhoods, our peers, and the culture in which we were born.

When you’re young you learn by watching other people around you. Negative messages about wealth and financial success can be passed down from generation to generation, creating an unhealthy relationship with money within families. Even if we don’t buy into these beliefs ourselves, they can still have an effect on our behavior when it comes to managing money.

To break through these barriers, it’s important to identify any underlying negative beliefs about wealth that may be holding us back.

Money Trauma

Money trauma is often rooted in past experiences, such as abandonment or abuse related to finances.

It can also be related to having had profoundly difficult experiences with money like divorce or bankruptcy. 

Additionally, unrelated traumas can create money trauma. For example, growing up in a war-torn country may make you feel that you need to hold onto money as an adult. 

Identifying these underlying issues and working through them is essential if we want to break through our money blocks and create a healthier relationship with wealth.

It’s important that when you work on money trauma you work with professionals with trauma expertise so that you don’t become more triggered by those experiences. 

Stress And Money Blocks

Money Blocks can play a role in stress.

Money is stressful for most people. Regardless of whether you’re a 7-figure earner or just starting a business, chances are that you have money blocks and that some aspect of money causes you stress.  

The problem with stress is that it causes a physiological reaction in our bodies that makes us feel unsafe.

When we feel unsafe we begin operating from a “fight or flight” response.

Money blocks can cause us to become paralyzed, making it hard to take action and make decisions around our finances.  That response makes it difficult for us to think straight and have good judgment when it comes to money. What’s worse is that it actually closes us off from seeing new opportunities to create money. 

If money feels like a stressor it may end up creating a negative cycle where money feels unsafe, your subconscious mind believes money is dangerous so does whatever it can to repel it, which then makes it more difficult to make money, which then causes more stress. 

You may be asking yourself “why would my subconscious mind believe money is dangerous?”

It’s because your body is physically demonstrating that money is stressful. The subconscious mind picks up on that stress and interprets it as a lack of safety and does whatever it needs to keep you safe. This might include things like hiding, procrastinating, or even ignoring money completely. 

Self-Sabotage And Money Blocks

We all have the capacity to manifest abundance, but oftentimes our subconscious money blocks can sabotage our success.

Self-sabotage is a type of money block that prevents us from achieving financial freedom and can be difficult to overcome if we don’t understand the source of it.

Examples of self-sabotage include:

1. Procrastination: Putting off tasks or projects that could lead to financial success.

2. Fear of failure: Experiencing fear in taking risks and not pushing yourself out of your comfort zone to pursue opportunities for financial growth. 

3. Negative thinking patterns: Having a negative attitude towards money and believing that it is hard to acquire.

4. Self-doubt: Doubting your abilities and talents, which can stop you from pursuing money-making opportunities.

5. Inability to accept success: Not allowing yourself to benefit from financial successes due to feelings of guilt or unworthiness. 

6. Perfectionism: Needing everything to be perfect, which can lead to not taking action or trying something new.

7. Self-destructive behaviors: Engaging in activities such as gambling, drug and alcohol abuse, or overspending that can put a financial strain on you. 

8. Poor time management: Not using your time wisely and failing to prioritize important tasks that could benefit you financially. 

9. Imposter Syndrome:  Feeling like a fraud and believing that you are not deserving of success.

Examples Of Money Blocks

Here are some common money blocks:

Fear of Success

Have you ever worried that if you make a lot of money that you’ll be attacked or you’ll be overwhelmed by stress?

Many people experience a fear of success, which is often a result of internalized beliefs around money that make you believe that it comes with a lot of hard work, suffering, and sacrifice. 

This fear can manifest as a strong aversion to taking risks, a lack of confidence in one’s own abilities or decisions, and an inability to accept praise or recognition. It can also lead to self-sabotage, procrastination, or a reluctance to invest in oneself. 

Fear of Failure

If you’ve ever found yourself holding yourself back from starting (or finishing) a project, chances are a fear of failure may be to blame. 

The fear of failure often stems from deeply rooted beliefs that one is not capable of achieving success, or that failure will lead to humiliation and embarrassment.

This fear can limit the potential for financial growth by preventing people from taking risks, trying new things, and seeking out new opportunities.

It can also create a sense of paranoia and anxiety as individuals worry constantly about making mistakes or being judged harshly.

Imposter Syndrome

Imposter Syndrome is the feeling of being overwhelmed, inadequate and undeserving when it comes to tackling financial tasks or succeeding in making more money. 

It’s an internal battle between understanding your skills and capability but doubting them at the same time. Imposter Syndrome can manifest itself in different ways, depending on the individual. 

For example, someone might feel that they are not capable of achieving success related to money or fear that failure will lead to humiliation and embarrassment. 

They may also worry constantly about making mistakes or being judged harshly.

Lack of Self-Worth

Have you ever said to yourself “I’m not thin enough to make a lot of money” or “I’m not brave enough to make a lot of money”? 

Anytime you say to yourself “I’m not _______ enough to make a lot of money” you’re stopping up the flow of money due to your self-worth. 

A lack of self-worth can lead to feelings of unworthiness in regard to financial success and abundance.

Most of the time your relationship with money directly reflects your self-worth.

People with low self-esteem may have more difficulty holding onto money and earning more money. 

They are also often fearful of taking risks or making changes to their lifestyle in order to achieve their goals.

Net Worth Equals Self-Worth

If you’ve ever felt as though you’re not good enough because you’re not making good money, then you may be equating your self-worth with your net worth.

Many people view money and net worth as measures of success and self-worth, believing that having a high net worth means they are successful and valuable.

This can lead to stress, especially when you do not feel like your financial situation is secure or your net worth is not where you want it to be. 

Not Being Able To Hold Onto Money

People who experience this issue often find themselves unable to manage their finances in a secure and sustainable way.  They may spend too much on unnecessary items, invest in risky ventures, or fail to save enough for the future.

It can feel like no matter how hard they try, they are unable to keep their finances in order and cannot build up their wealth. It can lead to feelings of shame and a lack of self-confidence.

This inability to keep hold of money can be caused by negative beliefs about money, past experiences, subconscious programming, or outside stressors. Regardless of the origins behind it, this block prevents individuals from managing their resources in a wise and successful manner.

Hoarding Money

Some people can’t hold onto money, whereas other people can’t seem to spend it, even when they have plenty. 

People who hoard money may feel too afraid to spend it, even when they really need something or have a good reason to do so. This can lead to stagnation in their finances and can prevent them from achieving their financial goals.

Hoarding money comes from a scaricity mindset where the individual believes that there isn’t enough  money to go around. So they hold onto money due to fear of losing it and never getting it back. 

The key to overcoming this block is understanding that money is meant to be used as well as saved. We should strive for a balance between spending and saving, and recognize that sometimes we need to spend money in order to make more of it.

Generosity To A Fault

Have you ever felt like you need to pay for dinner when out with a friend who doesn’t make as much money as you do? 

Or when you have a lot of money do you tend to spend it on taking care of other people, even if it comes at your own detriment?

This kind of generosity often stems from deep-seated guilt about having money, a belief that money is bad or evil, or a feeling that they don’t deserve money. So giving it away will somehow stop this feeling.

Unfortunately, this can lead to financial hardship and make it more difficult for them to reach their financial goals.

It’s important to remember that money isn’t inherently good or bad – it’s just a tool. Generosity towards others is admirable, but it should be done responsibly and with consideration for your own financial needs as well.

When you give out of abundance rather than scarcity, you’ll be able to provide meaningful help while still taking care of yourself financially.

The Belief That Money Is Evil

People who have this mentality often believe that having money is wrong or bad, and so they have difficulty achieving financial success because they believe that making more money will make them evil as well. 

This type of thinking results in an aversion to wealth and prevents people from pursuing their dreams.

This belief can manifest in different ways. It might be an internalized feeling of guilt for wanting to be wealthy – or it could be the fear that having a lot of money means you will become greedy or dishonest.

The Belief That Rich People Are Dishonest

Many people believe that rich people are inherently dishonest and unethical. They may have picked this up from watching television or from a personal negative experience with people with large amounts of money when they were growing up.

As long as you continue to feel that rich people are dishonest, a part of you will believe that you’ll have to be dishonest to become rich. 

To overcome this you first need to start by reframing how you think about wealthy people. Instead of viewing them as dishonest or unethical, focus on the positive aspects of wealth: how it can provide opportunities for success, create meaningful change in the world, and fund philanthropic causes. Remember that there are many honest and ethical wealthy people who use their resources for good.

Feeling Guilty When You Make More Money Than Others

It can be difficult to reconcile your own success with the struggles of those around you. 

Money-guilt is often rooted in the fear or shame associated with having more money than others.

The truth is that everyone has different circumstances and different opportunities, so comparing incomes is not productive or helpful. Furthermore, it’s important to remember that there are many ways one can use wealth for good, such as donating to charity or investing in projects that benefit society. 

This money block is rooted in a scarcity mindset. That you having more means that someone else has less. Shifting to an abundance mindset where everyone can have an abundant and prosperous life is extremely helpful in overcoming this money block. 


Money blocks can be a difficult issue to address, but it’s important to remember that you are not alone.

It’s estimated that one in three Americans struggle with money blocks. Money blocks can be hard to identify, and even harder to overcome. But it doesn’t have to be this way! With simple strategies and the right attitude, you can start breaking through your money blocks and build a secure financial future. 

By understanding what causes money blocks and implementing strategies to reduce their effects in our life, we can start to move forward with more confidence and clarity.

Through this process of self-awareness and personal growth, we can work towards the goal of eliminating the influence that money blocks have on our lives. 

Money blocks don’t have to hold you back from achieving financial success – take action today and start building wealth for tomorrow!

Frequently Asked Questions

How Can I Tell If I Have A Money Block?

Do you ever feel like you can’t make progress with your finances no matter how hard you try? It could be a sign that you have a money block. Money blocks are limiting beliefs that prevent us from achieving financial success.

But how can we tell if we have a money block?

Here are four signs to look out for:
1. You procrastinate when it comes to addressing your financial goals.
2. You feel overwhelmed by the thought of managing your finances.
3. You avoid conversations about money or financial planning.
4. You don’t take any action even after making plans to do so.

How Can I Identify If I Have A Money Block?

Identifying money blocks can be a difficult process, but it’s important for any individual looking to make positive changes in their financial life. Money block signs may not be immediately obvious, so it’s essential to take the time to recognize them. Many of us are simply unaware that our own patterns and behaviors are actually symptoms of a money block.

It’s important to pay attention to your habits and decisions when it comes to money. Are you constantly worrying about finances? Do you always feel like you don’t have enough? Are you terrified of taking risks with your finances? Do you struggle with being generous with yourself or others? These are just some of the signs that could indicate that you have a money block.

Rather than seeing these as character flaws, it can help to think of them as red flags – clues that something else is going on beneath the surface. By recognizing the presence of a money block, we can start to work towards undoing it and creating healthier habits and relationships with our finances.

Are There Any Tips For How To Mitigate The Effects Of Money Blocks In My Everyday Life?

Money blocks can have a big impact on our daily lives, whether we’re conscious of them or not. If you have unresolved money blocks, they can impact your money habits.

So how do we mitigate their effects so we can live an abundant life? There are a few tips that can help.

The first step is to become aware of your money blocks and start to identify the underlying causes. This can be done through self-reflection and journaling, or by talking to someone you trust about your financial worries and fears. Once you’ve uncovered the root cause of your money block, it’s time to take actionable steps to move forward.

For example, if you’re feeling overwhelmed by your finances, try breaking down tasks into manageable chunks so that you can focus on one thing at a time. You could also begin challenging the negative money beliefs that are making serving as abundance blocks.

Finally, don’t be afraid to ask for help when needed – talking to an expert such as a coach can give you practical advice on how best to overcome money blocks.

Is It Possible To Completely Eliminate Money Blocks?

The answer is “sort of”. As you level up your income you’ll often find that you’ll encounter new money blocks. Or as I like to say “new level, new devil”. New situations and experiences will often trigger old money blocks and bring them up again. 

The goal isn’t to be completely free of money blocks. It’s to feel 100% confident in your ability to stop them and not make choices from them when they do arise.

What Are Some Ways To Make Money That Don’t Involve Taking Advantage Of Others?

Are you feeling stuck with money? You’re not alone. Money blocks can be tricky to overcome, and one of the most common revolves around a fear of taking advantage of others.

But there are ways to make money that don’t involve taking advantage of others. From passive income streams and side hustles to alternative investments and ethical businesses, here are some options to consider if you want to make money without taking advantage of other people.

For those looking for passive income streams, there are plenty of opportunities available. From real estate rentals and dividend-paying stocks to royalties from creative works or even renting out a room in your house, there are many ways to receive regular payments without actively doing anything else. Side hustles can also be a great way to earn extra cash on the side while still being able to focus on your day job—consider freelance writing, designing logos or websites, or picking up odd jobs like pet sitting or running errands for busy people.

Alternatively, investing in ethical businesses is another great way of making money that doesn’t come at someone else’s expense. Buying shares in companies that have strong environmental policies and support fair labor practices can help you build wealth while still staying true to your moral compass.

If you’re looking for more alternative investments, consider crowdfunding and micro-investing platforms that support small businesses run by entrepreneurs from marginalized communities or impact investing funds that focus on positive social or environmental outcomes from their investments.

No matter which option you choose, it’s important to remember that there are plenty of ways to make money without taking advantage of others. With careful research and planning, you can find methods for earning an income that aligns with your values and helps create a better world.

How Can I Become Comfortable With Making More Money Than Others Without Feeling Guilty?

Making more money than others can be an uncomfortable situation to experience. It’s natural to feel guilty when you have a better financial situation than those around you, but it doesn’t have to be this way. We all have the right to make a good living for ourselves, and we shouldn’t feel bad about it. With some thoughtful consideration and self-reflection, anyone can learn how to become comfortable with making more money than others without feeling guilty.

The first step is to remember that everyone’s path in life is different. We all have unique experiences, skills, and talents that will take us down different economic paths. Some may make more money than others simply because they are better at their job or because they are willing to work harder for it. And some people make more money due to privilege, while others make less due to inequality in society.

It’s important to recognize that having more money doesn’t mean you’re taking advantage of someone else. You’re simply making wise investments in yourself and your future by pursuing opportunities to make money that allow you to make more money than others. As long as you use your resources responsibly and invest back into your community, there is nothing wrong with wanting the best for yourself financially.

Overall, understanding our worth and believing in our ability to make more money than others without feeling guilty can help us move forward in life with confidence. When we focus on our own success without comparing ourselves to others or worrying about what other people think of us, we can start to feel comfortable with our financial situation no matter what it looks like compared with those around us.

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